All Deposits Interest Rates

ATTRACTIVE DEPOSIT RATES IN CURRENT BUSINESS SCENARIO W.E.F. 01-May-2025

Terms & Conditions :

• Single Bulk TD >= Rs. 15 Lakhs (only for General Public) will get Additional interest of 0.50% p.a., on TD (except Double Deposits Scheme). Staff/Senior Citizen (60+ Years) will earn additional interest provided that his / her name must be First Name or Natural Guardian of Minor.
• All New/Renewing TD will be applied for Auto-Renewal on Maturity for the original tenure @ the interest rate prevailing on the date of maturity, except in cases where Maturity/Payment Instructions are given by the Depositor. In absence of Maturity Instructions, If a TD matures and proceeds are unpaid, the amount left unclaimed with the Bank shall attract ROI of Savings A/c or the contracted ROI on the matured TDs, whichever is lower.
• Bank can charge 1% Penal Interest in case of Pre-maturity of TD @ Rate of Interest applicable to the amount and respective period for which the deposit remained with the bank and not the contracted rate. Savings Interest will be paid for TD Pre-matured in 1 to 7 days. No interest shall be paid before completion of the minimum period of 7 Days and except in SDs / Savings (Flexi) Deposits / Matured / Auto Renewed Deposits). The Penal Interest on pre-matured TD can be reversed thereof if principal amount is re-invested for higher rate for higher period in prevalent Deposit Rates.
• Notwithstanding anything mentioned above, Bank can pay a Maximum of 08.50% p.a. ROI inclusive of all.
• Monthly and Quarterly Interest will be allowed on Deposits with Minimum 365 Days maturity. In cumulative interest deposits schemes, interest will be paid @ Quarterly rest. DICGC Insurance Cover for Deposits is Rs. 5,00,000/- w.e.f 04-Feb-2020. TDS rules and 15G/15H as per prevailing Income Tax Act 1961.
• Effective date of Interest Slabs and all above facilities will be from 01-05-2025 Thursday.

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